Insurance is critical to our economy and our lives and, taken as a whole, surprisingly big. Americans spend nearly as much each year on insurance coverage as on food. But insurance rests on a promise that, if the worst happens, you will be protected. Why should we believe that promise? Because for nearly 200 years, state governments have audited insurance companies’ books and watched their payment records to be sure they keep their word.
In 1986, President Ronald Reagan told a joke. “The nine most terrifying words in the English language,” he said, “are, I’m from the government and I’m here to help.” It was a good joke, and Reagan, a veteran performer, told it well.
But Reagan’s joke raises a question for us today: What HAS come from the government that helps us be healthier, more productive, and better educated . . . or makes our lives safer and fairer? This website will look for specific things local and state governments and the federal government have done to help most of us.
Some of these will be obvious, like national defense, fire protection, and the courts. Some, like the 30-year mortgage and nuclear waste disposal, may surprise you. (Well, whom did you think would assume the task of guarding highly dangerous materials that could threaten us for a thousand years?)
The point isn’t to defend all that governments have ever done but to add a little perspective to the cynical belief that government always favors insiders and, when it doesn’t, is inept or incompetent. In fact, you may be surprised as you read these entries to find governments are at work everywhere in your life, doing precisely the things you want them to do and doing them surprisingly well.
On a regular basis, we’ll add examples of government programs that have helped most of our citizens. The entries will explain why government was asked to do this work, how the programs were created, and describe the results. We’ll have links so you can dig deeper for yourself. In each case, we’ll tell you which governments—local, state or federal—deserve the credit. (You may be surprised in some cases at how mixed the credit is, which means that federalism really does work.)
Not convinced? Great. Click a link and read on . . .